FourLeafClover Inc. ("FLC") and its Applications
These Terms and Conditions ("Terms") govern your access to and use of the products and services offered by FourLeafClover Inc. ("FLC", "we", "us"), including our applications such as VibeSpark, WatchCert, Eternify, LeaseLogic, and any other applications or services we operate now or in the future (collectively, the "Services"). By using the Services, you agree to these Terms.
You must be at least the age of majority in your jurisdiction, or have permission from a parent or guardian, to use the Services. The Services are not intended for children under 13.
We grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for your personal or internal business purposes, subject to these Terms.
You agree not to:
Some Services allow you to submit content ("User Content"), such as images, documents, text, audio, or video. You retain ownership of your User Content. You grant us a limited license to process and use your User Content solely to provide the Services and related support.
You represent that you have all rights needed to submit User Content and that doing so does not violate any laws or third-party rights.
Some Services may provide automated or AI-assisted outputs (for example, authenticity assessments, summaries, or personalized content). Outputs are provided for informational purposes only and may be inaccurate or incomplete.
Specifically:
If you purchase subscriptions or in-app purchases, payments are processed by the app marketplace or a payment provider. Pricing, billing, cancellations, and refunds are handled under the policies of the relevant marketplace (e.g., Apple or Google) unless otherwise required by law.
The Services, including software, designs, trademarks, and content provided by FLC, are owned by FLC or its licensors and are protected by intellectual property laws. Except for the limited license above, no rights are granted to you.
Our Privacy Policy explains how we handle information. By using the Services, you agree to the Privacy Policy.
We may modify, suspend, or discontinue any part of the Services at any time, including adding or removing features. We do not guarantee that the Services will be available at all times or error-free.
We may suspend or terminate your access to the Services if you violate these Terms or if we believe it is necessary to protect the Services, users, or third parties. You may stop using the Services at any time.
To the maximum extent permitted by law, the Services are provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the maximum extent permitted by law, FLC will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of the Services.
To the maximum extent permitted by law, FLC's total liability for any claim relating to the Services will not exceed the amount you paid to FLC for the Service in the 12 months before the event giving rise to the claim, or CAD $100 if you paid nothing.
You agree to indemnify and hold harmless FLC and its directors, officers, employees, and contractors from any claims, liabilities, damages, and expenses (including reasonable legal fees) arising from your use of the Services, your User Content, or your violation of these Terms.
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of laws principles. You agree to the exclusive jurisdiction of the courts located in Toronto, Ontario, Canada, except where consumer protection laws require otherwise.
We may update these Terms from time to time. We will update the "Last updated" date above. Your continued use of the Services after changes take effect constitutes acceptance of the updated Terms.
FourLeafClover Inc.
Toronto, Ontario, Canada
Email: support@fourleafclover.io